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As you guessed, the two former Presidents are not part of our staff, but we were honored to get a chance to speak with them.

Raymond D. Mignone, CFP® has been an independent Fee-Only Certified Financial Planner since 1989. He is a Registered Investment Advisor with the Securities and Exchange Commission (SEC).

Mr. Mignone is an active member of the Financial Planning Association of Greater Fort Lauderdale, Past President & Chairman of the Long Island Chapter of the Financial Planners Association  and was V.P. of Ethics for the Chapter (for over 10 years). He is a long term member of the National Association of Personal Financial Advisors (NAPFA).

Mr. Mignone is a founding member of the national group of elite Fee-Only wealth managers called, Soar Wealth Managers Alliance.

Mr. Mignone has been named one of the nation's "150 best financial advisers for doctors" by Medical Economics magazine every year since 2004.

In 2006/2007 his firm was named as "One of The Top 400 Wealth Advisor Firms" in the nation by Wealth Manager Magazine and "One of The Leading RIA Firms" by Financial Advisor Magazine. He recently published a book, RINKs- Retired, Independent, No Kids retirement and investment advice for people without children.

Since becoming a Certified Financial Planner in 1989 his expertise and experience has helped many clients make wise financial investment decisions. After serving 4 years in the U.S. Air Force Mr. Mignone spent 12 years working for the International Business Machines Corp. in various management positions. In 1989 he completed the financial planning program at Adelphi University and became a Certified Financial Planner.

Mr. Mignone has been a featured speaker and lecturer at numerous financial conferences, investment clubs, community and business groups. He is also a regular author of retirement and financial planning articles for several newspapers.

A partial list of publications and websites that sought Mr. Mignone's financial advice and counsel during the preparation of articles include: Barrons, The Wall Street Journal, The New York Times, Newsday, The New York Daily News, The New York Post, The Associated Press, BusinessWeek, Kiplinger's, CNNMoney, Reuters, Stage Retirement Magazine, Kiplinger's Retirement Planning Guide 2002. He was also featured on public television's special "The Changing Investment Environment."

Mr. Mignone holds a Bachelor of Science Degree in Business Management and Communications from Adelphi University.